Shop Your Way at PEP Online: Payment Options FAQ
Shopping online at PEP is designed to be simple, secure, and flexible. Whether you prefer paying upfront with a tap, splitting your purchase interest-free, or using your store account, we offer multiple convenient ways to check out.
Card & Digital Wallet Payments (Visa, Mastercard, Apple Pay & Google Pay)
How do Visa and Mastercard payments work online?
Simply select the card option at checkout, enter your card details, and approve the transaction via your bank’s 3D Secure verification (usually an in-app approval or an OTP sent to your phone). Both debit and credit cards enabled for online transactions are accepted.
Why should I use Apple Pay or Google Pay?
Digital wallets save you from hunting for your wallet or typing out 16-digit card numbers and CVVs.
- Apple Pay: Available when browsing on Safari on an iPhone, iPad, or Mac. Confirm your payment in seconds with Face ID, Touch ID, or your device passcode.
- Google Pay: Available on Android devices and Chrome browsers. Select your saved card and authenticate seamlessly with your fingerprint, face unlock, or PIN.
General Payment Questions
What payment methods can I use when shopping on PEP Online?
You can pay for your online order using Visa or Mastercard (credit, debit, or cheque cards), Apple Pay, Google Pay, Payflex, or your PEP Account card.
Is it safe to enter my payment details on the PEP website?
Yes. Every transaction on PEP Online is encrypted and processed through secure, PCI-compliant payment gateways. Card payments are protected by 3D Secure authentication, while digital wallets (Apple Pay and Google Pay) use tokenization so your actual card number is never shared with the merchant.
Are there any extra transaction fees for using these payment methods?
No. PEP does not charge any additional checkout fees regardless of which payment option you choose. (Note: With Payflex, you pay 0% interest and zero fees as long as your scheduled instalments are paid on time.)
