What you need to apply?
Valid SA I.D.
Your 3 latest payslips or 3 latest bank statements
A valid Bank Account
A valid Cellphone Number
Capfin is a registered credit provider, NCRCP13053. Standard SMS rates and Terms and Conditions apply.
How to apply at PEP?
Bring us your SA I.D., 3 latest payslips or 3 latest bank statements
Next, the store will scan your documents using a FICA device and send your application to Capfin.
Capfin will contact you to finalise the process.
Capfin is a registered credit provider, NCRCP13053. Standard SMS rates and Terms and Conditions apply.
How much will it cost?
LOAN REPAYMENT EXAMPLE
| Repayment Term | 6 Months | 12 Months |
| Loan Amount | R4 000.00 | R4 000.00 |
| Maximum Interest Rate | 5.0% pm | 28.50% pa |
| Initiation Fee | R535.00 | R535.00 |
| Maximum Monthly Service Fee | R69.00 | R69.00 |
| Maximum Monthly Instalment | R963.00 | R518.00 |
| Maximum Loan Repayment | R5 781.00 | R6 222.00 |
All figures listed are inclusive of VAT at the prescribed rate.
Example based on first Capfin loan in the calendar year and the prime interest rate at the time of publishing (January 2025).
Capfin is a registered credit provider, NCRCP13053. Standard SMS rates and Terms and Conditions apply.